Money

Finding a large sum of money is like recovering a fumble in football. It is a very wily thing to come across and it could lead to many outcomes. There is always the possibility of completely changing the direction of the game, which is always what everyone hopes for when a fumble takes place. All of the sudden, players are filled with delusions of grandeur. They all want to be the one player who picks up that fumble and runs it into the end zone, winning the game for the rest of the team. They dream of scooping the pigskin up off the ground and waltzing into the end zone, with fantastically wide strides, pretending to open the football up like a can of soda and drinking its sweet, sweet juices of victory, laughing all the way to the bank.
It could be the one play that gets your team out of the slump it has been in, sending it on a winning streak all the way into the playoffs. But it's not as easy as all that. It's very risky to pick up the football and run with it all of the sudden like that. Perhaps the reason the ball fell out in the first place is because it was slippery, and perhaps it would do the same when you decide to put your mitts on it and try and carry it away. Perhaps the ball has been sighted by other players on the field, and amidst the confusion, any number of 22 players on the field would all be going for the same thing at the same time, so if and when you do eventually come up with it, they are all going to be aware that you have it, and will do the best they can to knock it from you again. Picking up a fumble could be a game-changing play either way, and it could indeed cost you the game as well.
Any coach or financial adviser will tell you that the best thing to do in a situation like this is just to fall on it. Fall on the ball. Cover it up, and make sure you are down and nobody can reach in and grab it. This is to ensure that you retain possession of the ball, no matter if it was yours before or not. At least if you grab a hold of it, you can be sure that you will keep it, and you'll have at least three fresh chances to do something productive with it. You can buy a lot with that fumble: any number of first downs, a field goal, maybe even a touchdown, maybe even a touchdown and an onside kick that results in another touchdown.
A fumble could mean victory. It could mean loss. It could just mean setback. It could mean nothing.
But the most important thing to remember when recovering a fumble is not to waste it. Don't start running with it before you have control of it. It's like taking that jackpot and putting on Red 27 right away. It's too risky. If you dive on it, you can be sure that you'll be able to keep it and spend it in a wise manner and you'll have a whole team to help you do it. So when it comes to fumble recovery or winning the lottery, play it safe, and play it with the whole team in mind, not just yourself.